1. Our policy only covers passenger cars.
2. Your car has to be less than 15 years old from the year of manufacture.
3. The maximum car value is Rp 1,500,000,000.
4. Each of claim requests is subject to deductible:
- Total loss from theft: you will be required to pay a deductible up to 5% of the insured sum (minimum Rp 1,000,000).
- Total loss from traffic accidents: you will be required to pay a deductible up to 5% of the insured sum (minimum Rp 1,000,000).
- Total loss from typhoon, storm, hail, flooding, and landslides: you will be required to pay a deductible up to 10% of the insured sum (minimum Rp 500,000).
- Total loss from earthquake, tsunami, and volcanic eruptions: you will be required to pay a deductible up to 10% of the insured sum (minimum Rp 500,000).
- Total loss from riot, strike, civil commotion, terrorism, and sabotage: you will be required to pay a deductible up to 10% of the insured sum (minimum Rp 500,000).
- Total loss from personal accident: NIL
- Total loss from third party liability: NIL