1. This policy only covers motorbikes.
2. Your motorbike must be less than 7 years old from the year of manufacture.
3. The maximum value of a motorbike covered by this policy is Rp 500,000,000.
4. Each claim request is subject to a deductible as follows:
- Total loss due to theft: 5% of the claim value, with a minimum of Rp 150,000
- Total loss due to accident: Rp 150,000
- Total loss due to typhoon, storm, hail, flood, and landslide: 10% of the claim value, with a minimum of Rp 500,000
- Total loss due to earthquake, tsunami, and volcanic eruption: 10% of the claim value, with a minimum of Rp 500,000
- Total loss due to riots, strikes, civil commotion, terrorism, and sabotage: 10% of the claim value, with a minimum of Rp 500,000
- Personal accident: NIL
- Third party legal liability: NIL