Both of these insurances are targeted to protect your motor vehicles. However the difference lies in the premium amount and benefit summary offered. For Motolite, you are only charged a premium fee of Rp 50,000 for any type of motorcycle you own. For Motopro, the paid premium fee will subject to the brand, type, and the purchase year of your vehicle.
Motolite benefit summary:
- Maximum loss of a motorcycle is Rp 2,500,000
- Permanent disability or death due to an accident, maximum of Rp 2,500,000
- Permanent disability of a third party, a maximum of Rp 2,500,000
Motorpro benefit summary:
- Loss of the vehicle will be guaranteed 100% of the insured amount according to the vehicle price by reducing the self-risk cost, in the event of total damage by collision, impact, overturning, slipping, sinking, malicious acts, theft, fire, or other traffic accidents (minimum damage of 75% of the insured amount)
- You can also expand benefits such as protection guarantees from riots, floods, earthquakes, etc.