Each claim request is subject to a deductible as follows:
- Total loss due to theft: 5% of the claim value, with a minimum of Rp 150,000
- Total loss due to accident: Rp 150,000
- Total loss due to typhoon, storm, hail, flood, and landslide: 10% of the claim value, with a minimum of Rp 500,000
- Total loss due to earthquake, tsunami, and volcanic eruption: 10% of the claim value, with a minimum of Rp 500,000
- Total loss due to riots, strikes, civil commotion, terrorism, and sabotage: 10% of the claim value, with a minimum of Rp 500,000
- Personal accident: NIL
- Third party legal liability: NIL
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