Exclusions - (AEON MPAR Insurance)

Modified on Wed, 1 Nov, 2023 at 5:30 PM

1	Losses or damages that occur directly or indirectly through or as a result of wars, invasions, acts of enemy aliens, feuds (either with the announcement or announcement of war) or other similar incidents.	10	Further losses as a consequence of loss or damage to the insured property.
2	Losses or damages that occur directly or indirectly through or as a result of confiscation, nationalization or expropriation or destruction or damage to property by / or under the orders of the government of any local public authority.	11	Loss or damage caused by a lack of caution, carelessness including when insured property is in repair, cleaning, maintenance, or other work by other Parties other than the Insured.
3	Losses or damages that are directly or indirectly caused by use, gradual decline in the quality of functions due to use, damage caused by animals or animals, damage due to the nature of the goods themselves, mold damage, discoloration, damage or loss due to rust or corrosion, and impairment.	12	Losses or damage caused by short circuit of electric current or jumps of sparks from excessive electric current, or electrical / mechanical damage, namely the phenomenon of electricity or engine damage inside or on the property itself.
4	Loss or damage caused by direct or indirect by or arising from radioactivity, explosive properties, or other dangerous properties of nuclear fuels (including fusion or nuclear fission reaction materials).	13	Loss, damage or loss of insured property caused by fraud or hypnosis.
5	Losses or damage arising from errors and / or intentional actions of the Insured, members of the Insured's family and people who work for the Insured.	14	Losses for loss of insured property caused by forgetfulness, loss of memory or just disappearing including robbery and theft.
6	Losses or damage caused by errors and / or intentional actions or negligence by other people who have an interest in receiving claims.	15	Loss of any data / information or any software / program downloaded into the Mobile Phone, Tablet, laptop, PC, Game Console and all electronic devices with computer.
7	Loss or default damage from property that becomes and is the responsibility of the manufacturer (factory warranty).	16	The Insured does not activate the insurance.
8	Losses or damage to additional parts or accessories from manufacturers, sellers or others.	17	Mobile Phone IMEI Number or Electronic Serial Number has been changed or does not match the number registered at the time of activation.
9	Any legal liability for third parties that may arise from insured property.	18	The Insured, Insured Family members and people who work for the Insured try to repair the hardware or software of the electronic and furniture.