Insurance companies shall be liable to indemnify the Insured against any loss or damage of object insured wherever it may be located during operation from any cause:
1. Fire, explosion, lightning and falling aircraft
2. Windstorm and Typhoon, tidal wave and flood
3. Earthquake, volcanic eruption and tsunami
4. Accidental Damage such as get hit/collided, falling, and run over including falling into water
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